PCI DSS - SAQ : Cyberarchy

If you’re an organisation storing, processing and transmitting customer credit card data, PAN numbers and other financial information, being PCI DSS (Payment Card Industry Data Security Standard) compliant is a huge advantage.

No business wants their image tarnished by a data leak or theft or imposed a hefty fine for failing to meet the required standards. PCI DSS compliance demonstrates your commitment to security and safety to customers and payment processors like Visa, MasterCard, JCB and Amex. It gives customers confidence that you have adequate security measures to reduce the possibility of data theft and fraud.

Why Should You Take the Self-Assessment Questionnaire?

The PCI SAQ is mandatory for various levels of the Payment card transactions. Therefore, PCI SAQ must be done annually to retain the certification and remaining compliant to PCI DSS. The process to SAQ compliance starts as follows. Firstly, determine the category of merchant or service providers you fall under, using the PCI DSS V3.2 Standard link. Following that, select the appropriate SAQ and AOC via the link PCI SAQ and AOC.

What makes up a SAQ?

Each PCI DSS SAQ consists of the following components:

Questions relating to the PCI DSS requirements, as appropriate for different environments. The answers must be either Yes or No. You may be considered as non-compliant due to any negative answer. After that, the risk thus identified by the questionnaire must be remedied and the SAQ retaken.

Attestation of Compliance (AOC): The Attestation signifies your eligibility to perform the SAQ and displays the results of the completed SAQ.

Different versions of the PCI DSS SAQs are designed to meet various scenarios. Consequently, this ensures you can meet PCI DSS standards as applicable to your environments.

SAQ Types:

A, B, C, and D

Specific SAQs A-EP, B-IP, C-VT, and P2PE-HW.

How can CyberArchy help?

The PCI DSS compliance is one of the stringent security standards with six goals, 12 requirements and 300 sub-requirements. It can be overwhelming for both small businesses and large enterprises to meet all these requirements.

Whether you need help completing the SAQ (Self-Assessment Questionnaire) or require support for the on-site audits, our team of compliance experts can help. The number of steps to demonstrate your compliance to the standard depends on the volume of annual transactions and the nature of business. The compliance certification can either be self-assessment or annual on-site audits by external assessors.

We offer expert guidance and insights, helping you accelerate your journey to achieving and maintaining PCI DSS compliance.

We offer a range of services, guiding you through the various stages of PCI DSS compliance. Our services include:

PCI DSS Scope Assessment

Cardholder Data Discovery

PCI DSS Gap Analysis

PCI DSS Remediation Planning

PCI DSS Documentation Support

PCI DSS Self-Assessment Questionnaire Guidance

PCI DSS Audit Advisory

PCI DSS Compliance Maintenance Programme